If you think the current market will keep you from building that new home you've longed for, the builders at AllState Homes Inc. want you to think again.
"Even though the market is sluggish, you can still build an affordable new home if you own property and have equity in it," says Ivy Norwood, marketing executive for the family-owned company which has been building homes in the Tampa Bay area since 1955.
"We've had a number of mobile home owners who have moved up by knocking down their single- or double-wide homes and building new concrete block homes using the equity they've accrued over the years."
In most instances, says Norwood, mobile home owners can build the home of their dreams with no money down by using the value of their property for the down payment and closing costs.
But mobile home owners who have a good equity position aren't the only ones who can benefit from building an affordable concrete block home with AllState Homes Inc., Norwood says.
"People who own vacant land or have an existing older home that is ready to be replaced can also use the value of their property to build with no money down," she adds.
"With many floor plans to choose from, and pricing starting at $82,900 for a concrete block home, you can't beat the flexibility," Norwood says.
"Houses can be built or modified from our floor plans or we can build their floor plan," she says. "We can also meet (Americans with Disabilities Act) requirements for people who have those needs."
The company has built an average of 100 houses a year for the last five years, Norwood adds, noting that AllState Homes Inc. can be found in Hillsborough, Pasco, Pinellas, Hernando and Polk counties.
"We're a value-conscious company that believes in customer satisfaction," she explains. "Many of our employees have been with the company for generations and we pride ourselves on being "experienced, knowledgeable and trustworthy.' "
Recognizing that customers must be educated during the building process is a hallmark of AllState Homes Inc.
"Communication is so important," Norwood says. "We make sure our customers have a complete understanding of the building process from start to finish."
"The home buyer will initially speak with one of our sales consultants who will help determine which house plan fits into their needs and budget. They will also arrange financing," Norwood says.
"And once construction commences, a superintendent is assigned to the customer and will be readily available to answer questions or concerns."
The company also offers buyers access to its design center, where they can choose from a variety of paint colors, flooring, countertop and cabinet styles and other interior needs.
"It's a one-stop shopping experience," Norwood says. "The sales center and the design center are in one building, which makes it easy for clients to build the home they've always wanted."
"Our methods have made us one of the most successful on-your-lot builders in the Tampa Bay area. We have a lot of repeat and referral business as well.
"And with more than 100 floor plans, we have something that can meet most any size lot or building specifications."
The company and its impact on mobile home owners moving up to concrete block homes have recently been the subject of news stories on WFLA, News Channel 8, and Bay News 9 that can be viewed at www.allstatehomes.com, says Norwood.
"Mobile home owners have been able to save their money rather than paying expensive mortgages over the years, so they're some of the people who can afford to build the home they've always wanted during this sluggish market."
"It's a way for people to achieve the dream of building a concrete block home," she says.
To see examples of the builder's work, home buyers can schedule an appointment to see completed homes and those under construction.
For information, call (813) 935-2111 or visit www.allstatehomes.com.