Also, use Social Security's online retirement planner and our online Retirement Estimator. These will give you estimates of your future Social Security retirement benefits. They also provide important information on factors affecting retirement benefits, such as military service, household earnings and federal employment. You can access our retirement planner at www.socialsecurity.gov/retire2. Find the estimator at www.socialsecurity.gov/estimator.
Social Security taxes are paid by workers, employers, and self-employed persons. These taxes fund disability benefits under SSDI. To be eligible for a Social Security benefit, you must earn enough credits to be insured. We pay disability benefits to blind or disabled workers, widow(er)s, or adults disabled since childhood who are otherwise eligible. We base monthly disability benefits on the Social Security earnings record of the insured worker.
SSI is a program financed through general revenues, not Social Security taxes. We pay SSI disability benefits to adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible. For information, visit our website at www.socialsecurity.gov.
If you become disabled or die before age 62, the number of credits you need depends on your age at the time you become disabled or die. You must have a minimum of six credits, regardless of your age. Retire online at www.socialsecurity.gov.