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Wednesday, Nov 26, 2014
Healthcare Exchange Q&A Form

Your Health. Your Care

Published:   |   Updated: October 11, 2013 at 01:09 PM

Health is personal. Every day, people face tough decisions about how to get and pay for the best care possible. The Tampa Tribune and TBO.com are breaking down how new parts of the Affordable Care Act will affect you. We'll steer through the confusion and debate to help you understand what matters most to you and your family.
 

FAST FACTS

Who to call
How to access the Health Insurance Marketplace.

What's already in place
Provisions of the Affordable Care Act have been rolling out since the law passed in 2010.

Key dates
The first deadline is Oct. 1.

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INSURANCE

THE EXCHANGE
What's an exchange?
The marketplace, or exchange, is set up to resemble an online travel site, like Expedia, where shoppers can compare prices of different plans.

Affordable Care Act subsidies
Who gets subsidies to help with health insurance?

What you pay
Much depends on several factors.

Who is exempt?
Not everyone subject to penalties.

Exchange Application
What paperwork is needed.

Essential Benefits
New plans cover the essentials.

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EXCHANGES

Your cost
Bay area will pay at low end of health care marketplace

THE UNINSURED

Healthcare Confusion
As the Oct. 1 deadline nears, many are unsure what it means to them.

Young, working poor weigh fines
Strapped residents must choose to pay premiums or a fee.

Health smoker uninsured
$9 an hour worker faces stiff fees if he doesn't quit.

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WORK STATUS

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LAW

PRE-EXISTING CONDITIONS

Insurance a relief
People with pre-existing conditions have avoided insurance due to cost, but would like the security insurance brings.

Out-of-pocket costs a concern
Consumers must be aware of what their policy won't cover.

BUSINESS

Small businesses fret unforeseen effects
Small business owners and their employees in Tampa and across the country are among the groups most affected by the Affordable Care Act.

THE INSURED

Healthcare insured
Even those with insurance may feel an indirect impact.

Difference Between Costs
What will you pay?

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ENROLLMENT

MEDICARE

Medicare open enrollment
Be ready for shift in Medicare programs.

Where to find help
Local phone, online resources.

Medicare workshops
Dates to remember

Health Insured Medicare Zone
Message to Medicare users: Don't sign up.

Medicare Zone FAQ
Answers to frequently asked questions.

MORE

Database
Florida health plan information for individuals and families.

WUSF story
Reporter Mary Shedden speaks with residents deciding whether the Affordable Care Act will help their health, or hurt their bottom line.

Podcast with 970 WFLA
Reporter Mary Shedden talks about this healthcare project.

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