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Saturday, Aug 23, 2014
Health & Fitness

What’s already in place

Published:

Provisions of the Affordable Care Act have been rolling out since the law passed in 2010. They include:

Young adult coverage:

Adults less than 26 years old can remain on their parents’ health insurance policy.

Childhood coverage:

Insurers cannot deny children coverage because of pre-existing conditions.

Preventative care:

Free preventative services, such as mammograms and colonoscopies, are required as part of plans for insured adults.

Senior wellness:

Medicare participants are guaranteed free wellness visits and some other personalized preventative care programs.

Prescription drug coverage:

Seniors with Medicare Part D receive a discount on future prescriptions if they pay up to the coverage gap, commonly known as the “doughnut hole.”

Lifetime limits:

Insurers can’t place annual limits on what they will pay for certain types of coverage, such as hospital stays.

Source: U.S. Department of Health and Human Services

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