Provisions of the Affordable Care Act have been rolling out since the law passed in 2010. They include:
Young adult coverage:
Adults less than 26 years old can remain on their parents’ health insurance policy.
Insurers cannot deny children coverage because of pre-existing conditions.
Free preventative services, such as mammograms and colonoscopies, are required as part of plans for insured adults.
Medicare participants are guaranteed free wellness visits and some other personalized preventative care programs.
Prescription drug coverage:
Seniors with Medicare Part D receive a discount on future prescriptions if they pay up to the coverage gap, commonly known as the “doughnut hole.”
Insurers can’t place annual limits on what they will pay for certain types of coverage, such as hospital stays.
Source: U.S. Department of Health and Human Services